Terms and Privacy Policy

Terms

PLEASE READ THESE ACQUIRED TASTE TERMS OF USE (“TERMS”) CAREFULLY BEFORE USING THIS WEBSITE (“WEBSITE”). ACQUIRED TASTE AND ITS AFFILIATES (COLLECTIVELY, “ACQUIRED TASTE”) PROVIDE THIS WEBSITE TO YOU, YOUR EMPLOYEES, AGENTS AND CONTRACTORS, AND ANY OTHER ENTITY ON WHOSE BEHALF YOU ACCEPT THESE TERMS (COLLECTIVELY, “YOU”), SUBJECT TO THESE TERMS. BY POSTING A MESSAGE OR OTHERWISE ACCESSING THE WEBSITE, YOU INDICATE YOUR ACKNOWLEDGEMENT AND ACCEPTANCE OF THESE TERMS. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THESE TERMS, DO NOT USE THIS WEBSITE IN ANY MANNER.

These Terms set forth the terms and conditions governing your use of the Website and your use of Acquired Taste’s systems and services, and is in addition to any executed agreements you may have with Acquired Taste. These Terms incorporate by reference the terms of Acquired Taste’s Privacy Policy. If you are using the Website on behalf of your employer, you represent and warrant that you are authorized to accept these Terms on your employer’s behalf, and that your employer agrees to indemnify you and Acquired Taste for violations of these Terms. You may also be subject to additional terms and conditions that may apply when you use other Acquired Taste services, third-party content or third-party software.

These Terms may be changed by Acquired Taste at any time with or without notice. Acquired Taste will post any changes to these Terms on this page so that you are always aware of the current Terms. Your continued use of the Website means that you have accepted the updated version.

1. CONDUCT AS A USER

Unless otherwise expressly provided in these Terms, the content and services on this website are for your personal, informational, and non-commercial use, and you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any such content or services without written permission from Acquired Taste.

As a user on Acquired Taste’s Website, you will represent yourself accurately and truthfully at all times. You grant Acquired Taste the right to independently verify any information that you post on our website about yourself, although Acquired Taste does not routinely undertake any verification. Acquired Taste reserves the right to constitute classes of users of the website, granting access to certain areas of the website only to certain users.

If any of the services on the website requires you to open an account, you must complete the registration process by providing us with true, current, complete and accurate information as prompted by the applicable registration form, and you will maintain and promptly update such information to keep it true, current, complete and accurate. You may also choose a password and a user name. You are responsible for maintaining the confidentiality of any password(s) you are given to access any part of the website, and you are fully responsible for all activities that occur under your password(s). You agree to notify Acquired Taste immediately of any unauthorized use of your password(s). Acquired Taste will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Acquired Taste or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder.

2. YOUR INFORMATION

“Your Information” includes any information you provide to us, including, without limitation, any information you provide during registration, in any public message area or public forum, or through any email feature.

You are solely responsible for Your Information. We have no obligation to monitor the Website. We may, however, take any action we deem necessary and appropriate in our sole discretion if we believe Your Information creates a risk of liability to Acquired Taste. Acquired Taste may, at its sole discretion, remove or disable access to material on the website that infringes on the rights of third parties or is otherwise harmful to Acquired Taste. Roger West may also, at its sole discretion, terminate your access to the website at any time for any or no reason, with or without notice.

You agree not to upload, post or otherwise transmit via the website any information that: (a) includes unauthorized disclosure of personal information; (b) is inaccurate, harmful, obscene, pornographic, defamatory, racist, violent, offensive, harassing, or otherwise objectionable to Acquired Taste or other users of the website; (c) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or (d) violates or infringes anyone’s intellectual property or other rights.

Subject to the privacy policy described below, by posting Your Information on or through the Website you automatically grant Acquired Taste a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, transmit, translate, distribute, perform and display Your Information alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights to others. You acknowledge that no compensation will be paid with respect to the use of Your Information. You represent and warrant that you have proper authorization for the worldwide transfer and processing among Acquired Taste, its affiliates and third-party providers of any of Your Information that You may provide on the website.

By placing any content on the website that contains images, photographs, graphics or pictures (“Images”), You represent and warrant that: (a) You are the copyright owner of such Images, or that the copyright owner of such Images has granted You permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of Your use and as otherwise permitted by these Terms and the website; (b) You have the rights necessary to grant the licenses and sublicenses described in these Terms; and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms, including, by way of example, and not as a limitation, the distribution, public display and reproduction of such Images.

Acquired Taste reserves the right at all times to disclose any information as Acquired Taste deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Acquired Taste’s sole discretion.

Acquired Taste will investigate notices of copyright infringement and take appropriate actions under the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) (“DMCA”). Pursuant to the DMCA, written notification of claimed copyright infringement must be submitted to the following Designated Agent for this Website:

  • Service provider(s): Acquired Taste
  • Name of agent designated to receive notification of claimed infringement: Acquired Taste
  • Attention: President
  • Full address of designated agent to which notification should be sent:
    6730 W Linebaugh Ave.
    Suite 201
    Tampa, FL. 33625
  • Telephone number of designated agent: (813) 415-3135
  • Email address of designated agent: contactus@acquiredtaste.com

To be effective, the notification must include the following:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
  • Identification of the copyrighted work claimed to have been infringed.
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
  • Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

3. CONTENT OWNERSHIP

All Content (defined below) used and displayed on the website or available through Acquired Taste’s services are the property of Acquired Taste or its licensors and are protected by United States and international copyright, trademark, and other laws. “Content” means any information, mode of expression, or other materials or services found on the website including, without limitation, message boards, software, writings, graphics, and any and all other features found on the website. In addition to Acquired Taste’s and its licensor’s or supplier’s rights in individual elements of the Content within the website, Acquired Taste owns a copyright in the selection, coordination, arrangement and enhancement of such Content.

Except as expressly authorized in writing by Acquired Taste or by Content providers, you agree not to reproduce, modify, rent, lease, loan, sell, distribute, mirror, frame, republish, download, transmit, or create derivative works of the Content of others, in whole or in part, by any means. You must not modify, decompile, or reverse engineer any software Acquired Taste discloses to you, and you must not remove or modify any copyright or trademark notice, or other notice of ownership.

Unless Acquired Taste has entered into a separate written agreement with you that explicitly states to the contrary, you agree that any information, feedback, questions, comments or the like that you provide to Acquired Taste in connection with this website or Roger West’s business (“Submissions”) will be deemed to be provided to Acquired Taste on a non-confidential and non-proprietary basis and will become and remain the property of Acquired Taste. Acquired Taste shall have no obligations of any kind with respect to any Submissions and shall be free to reproduce, use, disclose and/or distribute any Submissions for any purpose whatsoever, without limitation. You also agree that Acquired Taste shall be free to use any ideas, concepts or techniques embodied in the Submissions for any purpose whatsoever, including, without limitation, developing, manufacturing, and marketing products or services incorporating such ideas, concepts, or techniques. No compensation will be paid with respect to the use of your Submissions.

You agree to indemnify, defend and hold Acquired Taste, and its subsidiaries, affiliates, officers, managers, members, agents, co-branders, partners, licensors, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party relating to or arising out of Your Information or Your Submissions, Your use of the website, including any use by Your employees, Your connection to the website, Your violation of the Terms, or Your violation of any rights of another.

4. CONFIDENTIALITY

Through the website, you may obtain access to certain confidential information of Acquired Taste and its suppliers, including without limitation technical, contractual, product, program, pricing, marketing and other valuable information that should reasonably be understood as confidential (“Confidential Information”). You must hold Confidential Information in strict confidence. The Title to Confidential Information remains with Acquired Taste and its suppliers.

The Terms impose no obligation upon you with respect to Confidential Information that you can establish by legally sufficient evidence: (a) you possessed prior to your receipt from Acquired Taste, without an obligation to maintain its confidentiality; (b) is or becomes generally known to the public through no act or omission by you, or otherwise without violation of the Terms; (c) you obtained from a third party who had the right to disclose it, without an obligation to keep such information confidential; or (d) you independently developed without the use of Confidential Information and without the participation of individuals who have had access to it as can be evidenced by written records.

5. DOCUMENTS AVAILABLE ON THE WEBSITE

Acquired Taste grants you permission to use documents (such as FAQs, white papers, datasheets, articles, and press releases) available on the website (collectively, “Documents”), provided that: (a) you will not modify the Documents; (b) your use of the Documents is for informational, personal, and non-commercial purposes only and Documents will not be posted on any network computer or broadcast in any media; (c) you will display the below copyright notice and other proprietary notices on every copy you make; and (d) you agree that Acquired Taste may revoke this permission at any time and you shall immediately stop your activities related to this permission upon notice from Acquired Taste. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

THE DOCUMENTS ARE PROVIDED “AS IS” FOR INFORMATIONAL PURPOSES ONLY. ACQUIRED TASTE MAKES NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE DOCUMENTS, AND EXPRESSLY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Acquired Taste may have patents, patent applications, trademarks, copyrights, or other intellectual property rights covering the contents of the Documents, and Acquired Taste and its licensors retain all right, title, and interest in and to such intellectual property rights. Except as expressly provided in a written agreement between you and RAcquired Taste, the furnishing of the Documents does not grant you any license, express or implied, to any such patents, patent applications, trademarks, copyrights, or other intellectual property of Acquired Taste.

The permission above to use Documents does not include permission to copy the design elements, the look and feel, or the layout of this website. Those elements of the website are protected by law, such as trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the website may be copied or retransmitted unless expressly permitted by Acquired Taste in writing.

6. MESSAGE BOARD POSTINGS

This website may make message boards available to its users. Please remember that any information that is disclosed in public forums on the website becomes public information and you should exercise caution when deciding to disclose your personal information. You may use an alias when posting personal information on the message boards.

ACQUIRED TASTE WILL TREAT ANY MESSAGE BOARD POSTINGS, FEEDBACK, EMAILS OR SUGGESTIONS YOU PROVIDE TO US AS NON-CONFIDENTIAL AND NON-PROPRIETARY. IF YOU CHOOSE TO USE YOUR REAL NAME, YOUR NAME WILL BE AVAILABLE TO AND VIEWABLE BY ANYONE USING THE WORLD WIDE WEB AND/OR USING A SEARCH ENGINE. YOU ARE NOT REQUIRED TO USE YOUR REAL NAME AND THE DECISION TO DO SO IS MADE AT YOUR SOLE DISCRETION.

7. PRIVACY POLICY

Acquired Taste will only use and disclose Your Information in accordance with its then current Privacy Policy, available on this website, which is incorporated herein by reference.

8. HYPERLINKING

This Website may provide a link to other sites by allowing the user to leave this site to access third-party material or by bringing the third-party material into this site via “inverse” hyperlinks and framing technology (each a “Linked Site”). Acquired Taste has no discretion to alter, update, or control the content on a Linked Site. The fact that Acquired Taste has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are inherent risks in using, retrieving, or relying upon any information found on the Internet, and Acquired Taste urges you to make sure you understand these risks before using, retrieving, or relying upon any such information from a Linked Site.

You acknowledge and agree that Acquired Taste is not responsible for the availability of such Linked Sites, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such Linked Sites. Acquired Taste will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with use of or reliance on any such content, goods or services available on or through any such Linked Site.

9. NO WARRANTIES

ALL CONTENT, PRODUCTS, AND SERVICES ON THE WEBSITE, OR OBTAINED FROM A LINKED SITE ARE PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, SECURITY, OR ACCURACY.

ACQUIRED TASTE DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR (A) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE THROUGH THE WEBSITE BY ANY PARTY, (B) ANY CONTENT PROVIDED ON LINKED SITES, OR (C) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. ACQUIRED TASTE DOES NOT WARRANT OR REPRESENT THAT THE CONTENT ON THE WEBSITE IS COMPLETE OR UP-TO-DATE AND IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON THE WEBSITE. ACQUIRED TASTE MAY CHANGE THE CONTENT OF THE WEBSITE AT ANY TIME WITHOUT NOTICE.

OTHER THAN AS REQUIRED UNDER APPLICABLE LAW, UNDER NO CIRCUMSTANCE WILL ACQUIRED TASTE BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER’S RELIANCE ON INFORMATION, PRODUCT OR SERVICE OBTAINED THROUGH THE WEBSITE OR A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY OPINION, ADVICE, OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.

10. LIMITATION OF LIABILITY

THE INFORMATION, SOFTWARE, PRODUCTS, AND DESCRIPTIONS PUBLISHED ON THE WEBSITE OR A LINKED SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND ACQUIRED TASTE SPECIFICALLY DISCLAIMS ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS.

YOU AGREE THAT ROGER WEST, ITS AFFILIATES AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL NOT BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE FOR ANY INDIRECT, PUNITIVE, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST WAGES, OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE WEBSITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THE WEBSITE OR A LINKED SITE, EVEN IF ACQUIRED TASTE IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS SHALL ONLY APPLY TO THE EXTENT PERMISSIBLE UNDER APPLICABLE LAW. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, ACQUIRED TASTE’S AGGREGATE LIABILITY, AND THE AGGREGATE LIABILITY OF ITS LICENSORS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO $100.

11. TERMINATION

Acquired Taste reserves the right to terminate your access to the website for any reason or for no reason and at any time, without notice.

12. APPLICABLE LAW

This website is controlled by Acquired Taste from its offices within the State of Florida, USA. The laws applicable to the interpretation of these Terms shall be the laws of the State of Florida, USA, and applicable federal law, without regard to any conflict of law provisions.

Acquired Taste makes no representation that the content in this website is appropriate for access outside of the United States. Those who choose to access this Website from outside the United States do so, on their own initiative and are responsible for compliance with local laws. You agree to submission of any dispute to the state and federal courts of the State of Florida and County of Hillsborough, USA.

13. GENERAL TERMS

These Terms, the Privacy Policy and any other terms referenced in these Terms constitute the entire agreement between you and Acquired Taste with respect to your access and use of this website and Acquired Taste’s services and supersede all prior or contemporaneous agreements (whether oral, written or electronic) between you and Acquired Taste with respect to this Website or Acquired Taste’s services. No modification to the Terms will be binding on Acquired Taste unless in writing and signed by an authorized Acquired Taste representative. You must not assign or otherwise transfer the Terms or any right granted hereunder.

If any of the provisions of these Terms are determined to be invalid or unenforceable, then each invalid or unenforceable provision will be construed in a manner consistent with applicable laws to reflect, as nearly as possible, the original intentions of the parties and the remaining provisions shall remain in full force and effect.

Any express waiver or failure to exercise promptly any right under the Terms will not create a continuing waiver or any expectation of non-enforcement.

You agree that any material breach of Sections 1, 2, 3, 4 and 5 of the Terms will result in irreparable harm to Acquired Taste for which damages would be an inadequate remedy and, therefore, in addition to its rights and remedies otherwise available at law, Acquired Taste will be entitled to equitable relief, including both a preliminary and permanent injunction, if such a breach occurs. You waive any requirement for the posting of a bond or other security if Acquired Taste seeks such an injunction.

Rights and obligations under the Terms which by their nature should survive will remain in full effect after termination or expiration of the Terms.

You shall comply with all applicable laws, statutes, ordinances and regulations regarding your use of the website and Acquired Taste’s services.

Acquired Taste’s performance of this agreement is subject to existing laws and legal process, and nothing contained in these Terms is in derogation of Acquired Taste’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the services or information provided to or gathered by Acquired Taste with respect to such use. A printed version of these Terms and of any notices given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Copyright © 2024 Acquired Taste. All Rights Reserved.

Effective Date: November 01, 2024

Privacy

Acquired Taste provides this privacy policy (“Policy”) to explain how we collect, use and protect (or, in some cases, do not protect), your personal information as you interact with us online through the “www.acquiredtaste.com” website. Acquired Taste recognizes the importance of protecting personally identifiable information provided by users of the site, as well as for persons included in our subscriber mailing lists. The following privacy policy grows from our fundamental respect for our users’ right to privacy and will serve to guide our relationships with our users and subscribers.

Acquired Taste reserves the right to change this Policy at any time by posting a new privacy statement on our website. You are responsible for checking periodically for changes. By accessing the site, you indicate your agreement to and acceptance of the terms of this Policy, and consent to the collection, retention and use of your personally identifiable information consistent with this Policy, as amended from time to time. If you are visiting our site from outside the United States, there may be special rules or limitations on your use of this website.

Information Collected by Acquired Taste

Acquired Taste and its authorized service providers collect information about users during their registration for our various subscription lists, their participation in certain activities on our website, their purchase of products or services through the site, and through the use of cookies. When users request pages from our server, our web server automatically collects some information about the users, including their IP addresses. These IP addresses are used by computers to send the requested pages to users.

If a user wishes to subscribe to our mailing list and/or newsletter, we collect and retain contact information such as name, email and mailing address. We may also collect and retain information regarding the types of information or topics that are of interest if we are provided with that information, as well as identification of which communications our users wish to receive.

Use of Information

Except as disclosed to you or as otherwise described in this Policy, as may be amended from time to time, Acquired Taste will not share any personally identifiable information that subscribers or website users provide to us with any third party for their direct marketing purposes. Acquired Taste will disclose info to the extent necessary to comply with applicable laws or legal processes (e.g., subpoenas). We will cooperate with law enforcement authorities. Acquired Taste may share your personal information where it is necessary for us to complete a transaction or do something that you have asked us to do.

Acquired Taste uses visitors’ IP addresses to help diagnose problems with our server and to administer our website. We also use them to gather broad demographic information about our users in general. When a user visits our website we only capture their IP address information unless they have specifically provided other personal information as noted above. IP information does not contain anything that can identify users personally. We may combine demographic information supplied by a subscriber at registration with site usage data to provide profiles, in aggregate form, about our users and their preferences in the content of the site and advertising.

Any information disclosed in public areas of the site will become public information. Acquired Taste cannot control the use of information disclosed in public forums, such as bulletin boards, news groups, or chat rooms. Acquired Taste will treat any postings by users, feedback, emails or suggestions to us as NON-CONFIDENTIAL and as NON-PROPRIETARY. If you choose to use your real name, it will be available to and viewable by anyone.

Using Email and Mailing Addresses

Acquired Taste periodically sends out email and mail to our subscribers about services and products offered by Acquired Taste and our partners. Acquired Taste may work with service providers to assist with these mailings, and these service providers may have access to your personally identifiable information. Third parties will not contact our subscribers through the use of our email and mailing lists except through our own emails or newsletters that may contain messages from our partners within the email and/or mail themselves, or unless users ask to be placed on a list to receive email and/or mail from our partners on subjects of interest.

Additional Terms

To request that we remove your personally identifiable information from our database or to “opt-out” of any further email or contact, send request to contactus@acquiredtaste.com. Acquired Taste will make a good faith effort to comply with such written requests within thirty days of receipt of the request.

Acquired Taste is not responsible for the content or the privacy policies of websites to which it may provide links or the websites of its advertisers. Roger West uses reasonable precautions to keep the personal information disclosed to us secure and to disclose such information only to responsible third parties. Please note that Acquired Taste makes no guarantee that information provided to us will not be accessed, disclosed, altered or destroyed by breach of firewalls or secure server software. Acquired Taste is not responsible for circumvention of any privacy settings or security measures contained on the site.

If Acquired Taste should ever file for bankruptcy or merge with another company, or if we should decide to buy, sell or reorganize some part or all of our business, Acquired Taste may be required to disclose your personally identifiable information to prospective or actual purchasers or receive such information from sellers. Acquired Taste intends to seek appropriate protection for information disclosed or received in these types of transactions.

Policy Effective: November 01, 2024